The Problem
A small café in Leeds faced burst pipes during a cold snap. Water damage shut them down for three weeks.
Why It Mattered
The closure cost them over £12,000 in lost revenue – money they couldn’t afford in the run-up to Christmas. Their standard policy didn’t include business interruption cover.
The Backstory
The café owners thought property cover alone was enough. They didn’t realise extreme winter weather can impact turnover as much as stock or equipment.
The Solution
Insurance-Desk arranged a new policy that included seasonal cover extensions, protecting them against storm, freeze, and interruption risks.
What We Offer
We help SMEs safeguard their business against the UK’s unpredictable winters.
Your Next Step
Call 01296 329610 to book your Winter Business Risk Review today.