At Insurance-Desk, we are always looking for innovative ways to better serve our clients and streamline the insurance process. We are delighted to share details of our recent partnership with Jove, a collaboration that has allowed us to launch a bespoke, fully digital rent-to-rent insurance scheme.

Too many families and businesses end the year without the right protection. January then starts with financial stress instead of peace of mind.

A design agency discovered their insurance excluded remote-working risks. When a laptop was stolen from home, the claim was rejected.

A bakery in York was forced to close after a fire damaged equipment. Without business interruption cover, they lost six months of income.

A landlord’s tenant caused severe fire damage, leaving the property uninhabitable. The landlord lost months of rental income, plus repair costs.

A small construction company director was sued personally after a subcontractor claimed health & safety failings on site. Legal defence costs reached £40,000, and without Directors’ & Officers’ (D&O) cover, the director’s personal savings were at risk.

A construction firm’s turnover doubled in 2025, but their insurance limits stayed the same.

A toy shop in London was burgled in December - just days before their busiest week of the year. Without adequate seasonal stock cover, they lost £20,000 in uninsured goods.

A corporate Christmas party turned into chaos when a guest slipped on spilled drink and fractured their ankle.

A boutique retailer in Bristol thought they had “full cover” until a break-in revealed their stock wasn’t adequately insured.

A landlord in Nottingham faced three months of unpaid rent when his tenant lost their job. His mortgage repayments fell into arrears, risking repossession.