Need Tenants Contents Only Insurance From Insurance-Desk….

Do you currently have home/contents insurance?: *

Yes

No

About You and Other Policy Holders

Marital status: *

Married / Civil Partner

Cohabiting

Single

Any additional policy holders?: *

Yes

No

About the Property

Is the property: *

Single Let

Shared

HMO

Is this your main residence?: *

Yes

No

Is the property left unattended for more than 30 consecutive days?: *

Yes

No

Property Construction

Are the external walls standard construction i.e. walls of brick, stone or concrete: *

Yes

No

Is the roof standard construction i.e. tile, slate or concrete: *

Yes

No

Is any part of the roof flat?: *

Yes

No

Property Security

Are all accessible windows lockable?: *

Yes

No

Is there a burglar alarm installed?: *

Yes

No

Is there smoke/fire detection fitted?: *

Yes

No

Contents Cover

Do you have any single items worth over £2,500?: *

Yes

No

Is cover required for items away from home?: *

None

UK

Worldwide

Do you require bicycle cover?: *

Yes

No

Optional Cover

Do you require accidental damage cover?: *

Yes

No

Do you require personal possessions cover?: *

Yes

No

Do you require legal expenses cover?: *

Yes

No

Statement of Fact

Do you have any unspent criminal convictions other than motoring?: *

Yes

No

Do you have any CCJs, IVAs, bankruptcies or financial issues?: *

Yes

No

Have you ever had insurance refused, cancelled or declined?: *

Yes

No

Have you had any claims or losses in the past 5 years?: *

Yes

No

Business Use

Do you use the property for any business purposes?: *

Yes

No

Final Notes

Preferred contact method: *

Email

Phone

Declaration

Your Responsibility to Provide Information

You have a duty under the Insurance Act 2015 to make a fair presentation of the risk to insurers.  This duty applies when You take out Your insurance cover, throughout the life of Your policy, and when You renew Your insurance.

The Act includes a need for You to undertake a reasonable search for material information which is known, or ought reasonably to be known, by Your company’s principals, directors, senior management (ie. anyone playing a significant role in making business decisions in Your firm) and staff responsible for insurance.  If you do not fully understand the personal situation of your partners / directors / senior management staff with regards to CCJs, bankruptcies, convictions etc then it is your responsibility to find this information out.

You should advise Us of any particular concerns which led You to seek insurance cover and any special or unusual facts relating to the risk.

You must ensure that all material statements of fact are substantially correct and not misleading, and any material information which is a matter of expectation or belief (eg. an estimate or forecast) is provided in good faith.

Failure to disclose any material information or change in circumstances to Your insurers which could influence the cost, or their decision to accept Your insurance, could mean that Your policy could be invalidated or cancelled without refund, or that part or all of a claim may be not be paid.

‘Material statements’ and ‘material information’ are information which could influence the judgement of a prudent insurer in determining whether to take on a risk and on what terms.

By ticking this box, you confirm that you have answered all questions accurately, truthfully and to the best of your ability. You also confirm that you understand that if you provide false information a future claim could be declined.

I Consent to receive the Insurance-Desk Newsletter and occasional marketing communication from Insurance-Desk Services. Message frequency varies.

We “review” our markets to find the best fit for your requirements, not just “one policy fits all”.

We will be back with you very shortly, trust us, it will be worth the wait!