Insurance Blog

Rent Guarantee – Renters Rights Act – May 2026

12/01/2026

Merry Christmas & Happy New Year

25/12/2025

Too many families and businesses end the year without the right protection. January then starts with financial stress instead of peace of mind.

Insurance-Desk Weekly: New Year, New Policy

22/12/2025

A design agency discovered their insurance excluded remote-working risks. When a laptop was stolen from home, the claim was rejected.

Insurance-Desk Weekly: Business Interruption

16/12/2025

A bakery in York was forced to close after a fire damaged equipment. Without business interruption cover, they lost six months of income.

Insurance-Desk Weekly: Property Owner Cover

09/12/2025

A landlord’s tenant caused severe fire damage, leaving the property uninhabitable. The landlord lost months of rental income, plus repair costs.

Insurance-Desk Weekly: Directors Liability

02/12/2025

A small construction company director was sued personally after a subcontractor claimed health & safety failings on site. Legal defence costs reached £40,000, and without Directors’ & Officers’ (D&O) cover, the director’s personal savings were at risk.

Insurance-Desk Weekly: Year-End Insurance Review

25/11/2025

A construction firm’s turnover doubled in 2025, but their insurance limits stayed the same.

Insurance-Desk Weekly: Christmas Cover

18/11/2025

A toy shop in London was burgled in December - just days before their busiest week of the year. Without adequate seasonal stock cover, they lost £20,000 in uninsured goods.

Insurance-Desk Weekly: Event Liability

11/11/2025

A corporate Christmas party turned into chaos when a guest slipped on spilled drink and fractured their ankle.

Insurance-Desk Weekly: SME Insurance Gaps

04/11/2025

A boutique retailer in Bristol thought they had “full cover” until a break-in revealed their stock wasn’t adequately insured.

Insurance-Desk Weekly: Rent Guarantee

28/10/2025

A landlord in Nottingham faced three months of unpaid rent when his tenant lost their job. His mortgage repayments fell into arrears, risking repossession.

Insurance-Desk Weekly: Travel Insurance

21/10/2025

The Carter family’s Christmas ski holiday ended in disaster when their son broke his leg on the slopes. The medical bills topped £9,000. Their bank’s “free” travel cover excluded winter sports.
☆☆☆☆☆ 5/5
Joshua Minta
Got what was needed rapidly. Received emails from James after office hours. Very quick & reliable service
☆☆☆☆☆ 5/5
Jodie Wilkinson
Josh was brilliant, he got back to me really quickly really impressed with the service. Would definitely recommend :)
☆☆☆☆☆ 5/5
Neil Macleod
Competitive. Excellent support during a recent claim.
☆☆☆☆☆ 5/5
Ryan Hooker
Fabulous service from John and the team – I use them whenever I need public liability insurance for track events I organise

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